Citadel Risk and Compliance Limited Reg. 15588827 ("Verify.me" or "we" or "us") provides a suite of online tools and resources designed to assist businesses. By accessing or using the Verify.me website (the "Website") and the services offered thereon (the "Services"), you agree to be bound by these Terms and Conditions ("Terms"). If you disagree with any part of these Terms, you may not access or use the Website or Services.

1. Services Offered

Verify.me provides a suite of online tools and resources designed to assist businesses with:

  • Fraud Prevention: Identifying and mitigating the risk of fraudulent activity.
  • Anti-Money Laundering (AML): Complying with AML regulations to prevent money laundering and terrorist financing.
  • Counter-Terrorist Financing (CTF): Identifying and mitigating the risk of terrorist financing activities.
  • Sanctions Screening: Identifying individuals and entities on sanctions lists to ensure compliance with relevant regulations.

2. Use of Third-Party Providers

Verify.me may utilize the services of third-party providers to facilitate certain aspects of the Services. These third-party providers may provide data, technology, or other services that are necessary for Verify.me to offer its Services. By using the Services, you acknowledge and agree that Verify.me may access, transmit, store, and process your data through these third-party providers. Verify.me will only use third-party providers that meet its high standards for data security and privacy. All our third-party data providers are PCI DSS Level 1 compliant, ensuring the highest level of security for your cardholder data.

3. User Eligibility

The Verify.me Services are designed for businesses that wish to screen and verify their customers, ensuring compliance with relevant regulations and mitigating risks such as fraud, money laundering, and terrorist financing. By using the Services, you represent and warrant that you are a duly authorized representative of a business entity and have the necessary authority to bind such entity to these Terms.

4. User Responsibilities

You are responsible for:

  • Providing accurate and complete information when registering for and using the Services.
  • Maintaining the confidentiality of your login credentials.
  • Complying with all applicable laws and regulations in connection with your use of the Services.
  • Using the Services in a lawful and ethical manner.

5. Limited License

Verify.me grants you a non-exclusive, non-transferable, limited license to access and use the Website and Services in accordance with these Terms. You may not:

  • Modify, reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of the Website or Services.
  • Use the Website or Services for any illegal or unauthorized purpose.
  • Interfere with or disrupt the Website or Services.
  • Use the Website or Services to violate the privacy of others.

6. User Data

You represent and warrant that you have the right to collect, use, and disclose any data you provide to Verify.me through the Services. Verify.me will collect, use, and disclose your data in accordance with its Privacy Policy, which is available on the Website. Verify.me retains all data in accordance with the UK Data Protection Act 2018 (DPA 2018) and the UK General Data Protection Regulation (UK GDPR), ensuring your data is protected under the strictest privacy regulations.

7. Disclaimer of Warranties

THE WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. VERIFY.ME DOES NOT WARRANT THAT THE WEBSITE OR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR VIRUS-FREE.

8. Limitation of Liability and Disclaimers

8.1 Limitations on Liability

VERIFY.ME DOES NOT MAKE ANY WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, REGARDING THE SERVICES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, RELIABILITY, OR NON-INFRINGEMENT. VERIFY.ME WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICES, EVEN IF VERIFY.ME HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS INCLUDES, BUT IS NOT LIMITED TO, DAMAGES FOR:

  • LOSS OF PROFITS, REVENUE, OR BUSINESS OPPORTUNITIES
  • BUSINESS INTERRUPTION
  • LOSS OF USE, DATA, OR OTHER INTANGIBLE LOSSES
  • ERRORS, INACCURACIES, OR OMISSIONS IN THE RESULTS PROVIDED BY